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Triple Chocolate Banana Bread – this EASY banana bread recipe makes the BEST quick bread! It’s my mom’s recipe that I turned into an easy chocolate banana bread with chocolate chips.

If you love chocolate and banana then you will LOVE this bread!

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Overhead shot of sliced triple chocolate banana bread loaf


Triple Chocolate Banana Bread

This TRIPLE Chocolate Banana Bread is a variation of my mom’s BEST banana bread recipe. That recipe has never done me wrong. I’ve made so many variations on it, including peanut butter banana bread, blueberry banana bread, and banana muffins with it. But I’ve never turned it chocolate before, and now that I have, I’m mad at myself because it’s OH SO GOOD.

Why you’ll love this bread:

  • It’s always moist – never dry
  • FULL of triple the chocolate: cocoa, chocolate chips and chocolate milk
  • Works every time – it’s no fail!
Close up of triple chocolate banana bread with end slice cut off and butter on top

Ingredients in Chocolate Banana Bread

Sugar: I always use granulated sugar in my quick breads

Oil: Using oil makes these accidentally dairy free, and it also makes them easier to mix (no mixer needed!)

Cocoa Powder: Use regular unsweetened cocoa powder in this recipe

Bananas: Banana bread is the perfect way to use up those overripe bananas. Bananas get sweeter as they ripen, so be sure to use those brown spotted ones.

Eggs: The bread needs eggs for structure and the fat in the yolk keeps the bread moist.

Chocolate Almond Milk: I love using chocolate almond milk in this – or you can use chocolate milk or any kind of milk.

Baking Soda: This is how I leaven my bread, with the help of the next ingredient.

Vinegar: The acid in the vinegar activates the baking soda to make this bread nice and moist.

Salt: Needed since we are using oil, which is a neutral flavor.

All-Purpose Flour: Be sure to measure your flour correctly.

Chocolate Chips: I love banana bread with chocolate chips!

Close up of triple chocolate banana bread with end slice cut off

How to Make Triple Chocolate Banana Bread

1. Pan: This recipe is written for a 9×5-inch baking pan. Be sure to grease it or spray it with nonstick cooking spray.

2. Mix: Stir sugar, oil, and cocoa in a large bowl. Set aside.

3. Blender: Add the bananas, eggs, almond milk, vinegar, and baking soda to a blender. Mix until liquefied.

4. Mix: Pour half of the banana mixture into the sugar mixture with 1 cup of flour and mix until just combined. Repeat with the rest of the liquid and flour. Do not overmix!

Alternate One Bowl Method: Place bananas in your mixing bowl and mash with a fork. Then add the other ingredients and stir, no blender needed.

5. Chocolate: Stir in the chocolate chips. Pour into loaf pan. Sprinkle top with a sprinkling of chocolate chips.

6. Bake: Bake approximately 40-50 minutes, or until a toothpick comes out almost clean from the center of the bread.

Substitutions

One of the best things about this triple chocolate banana bread recipe is how versatile it is.

  • Oil: Substitute 1/2 cup softened or melted unsalted butter for the oil.
  • Lower fat: Use 1/4 cup applesauce and 1/4 cup oil.
  • Lower sugar: Reducing the amount to 3/4 cup.
  • Flour: Use half all-purpose and half whole wheat flour.
  • Almond Milk: Use any nondairy milk (almond/soy/oat), use chocolate nondairy milk, regular milk or chocolate milk (any fat content).
Close up of triple chocolate banana bread with end slice cut off

FAQ

How do I make banana bread more moist?

Making sure to use enough oil, measure your flour correctly, and not overtaking are important for moist banana bread. The vinegar in this recipe also helps activate the baking soda which keeps the bread soft.

Is banana and chocolate a good combination?

It’s so good together! The flavors complement each other.

Can bananas be too ripe for banana bread?

Only if they are molded or have lots of rotten spots inside.

How do you know banana bread is done baking?

Make sure to do the toothpick test in the center of the bread. If it comes out with just a few crumbs or clean, then the bread is done.

Why did my quick bread fall in the center?

Bread falls in the center when it’s not baked all the way. That’s why you should test it in the center – a few crumbs are ok but if it’s not done down the middle it will collapse as it cools.

Can I use dutch process cocoa?

This recipe hasn’t been tested with dutch process but you can use Hershey’s Special Dark Cocoa for a dark chocolate bread.

Other Favorite Banana Bread Recipes

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Slices of Triple Chocolate Banana Bread on a white napkin.

Triple Chocolate Banana Bread

4.60 from 22 votes
Triple Chocolate Banana Bread – this EASY banana bread is the BEST RECIPE! It’s my mom’s banana bread recipe with TRIPLE the chocolate!
Prep Time 20 minutes
Cook Time 50 minutes
Total Time 1 hour 15 minutes
Yield 8 servings
Serving Size 1 /8th slice of bread

Ingredients
 

  • 1 cup (200g) granulated sugar
  • ½ cup (118ml) vegetable oil
  • ½ cup (40g) unsweetened cocoa
  • 2 overripe bananas
  • 2 large eggs
  • 7 tablespoons chocolate almond milk (see notes for substitutions)
  • 1 teaspoon white vinegar
  • 1 teaspoon baking soda
  • ¼ teaspoon salt
  • cups (217g) all-purpose flour
  • 1 cup (170g) chocolate chips (plus a few more for the top of the bread)
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Instructions

  • Preheat oven to 350°. Spray 9×5” loaf pan with nonstick cooking spray.
  • Stir sugar, oil, and cocoa in a large bowl. Set aside.
  • Add the bananas, eggs, almond milk, vinegar, salt, and baking soda to a blender. Mix until liquefied.
  • Pour half of the banana mixture into the sugar mixture with 1 cup of flour and mix until just combined. Repeat with the rest of the liquid and flour. Do not overmix! Stir in the chocolate chips.
  • One bowl method: place bananas in a large bowl and mash with a fork. Add oil, sugar, and cocoa and stir. Mix in eggs, milk, vinegar, and baking soda, then stir in flour. Stir in the chocolate chips.
  • Pour into loaf pan. Sprinkle top with a sprinkling of chocolate chips.
  • Bake approximately 40-50 minutes, or until a toothpick comes out almost clean from the center of the bread.

Recipe Notes

  • Oil: Substitute 1/2 cup softened or melted unsalted butter for the oil.
  • Lower fat: Use 1/4 cup applesauce and 1/4 cup oil.
  • Lower sugar: Reducing the amount to 3/4 cup.
  • Flour: Use half all-purpose and half whole wheat flour.
  • Almond Milk: Use any nondairy milk (almond/soy/oat), use chocolate nondairy milk, regular milk or chocolate milk (any fat content).

Recipe Nutrition

Serving: 1/8th slice of bread | Calories: 528kcal | Carbohydrates: 74g | Protein: 8g | Fat: 25g | Saturated Fat: 8g | Cholesterol: 47mg | Sodium: 1425mg | Fiber: 6g | Sugar: 45g
Nutritional information not guaranteed to be accurate
Course Breakfast, Dessert
Cuisine American

Click here for easy ways to use overripe BANANAS

This post was originally sponsored by Almond Breeze in 2017. All opinions are 100% my own.

As you all know, I’ve worked with Almond Breeze for a long time now. I absolutely love their almondmilk, and I use it almost every single day in my cereal and smoothies. I also try and use it in baked goods whenever I make them for the family. I often test recipes from this blog (like vanilla cupcakes or coffee cake) to see if the sub works and if I can add it as an option for people allergic to milk or dairy. Guess what? Almondmilk works in banana bread recipes, fabulously.

Overhead shot of sliced triple chocolate banana bread loaf with recipe title on top of image

Last Updated on February 2, 2023



Dorothy Kern

Welcome to Crazy for Crust, where I share recipes that are sometimes crazy, often with a crust, and always served with a slice of life.

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32 Comments

  1. Hi Dorothy! I bookmarked this delicious looking bread. I’m curious. How does the vinegar help the recipe? Thank you!

  2. I love the looks of all of these banana breads – the chocolate and blueberry, but I hate bananas. Is there any way I could make these without bananas?

  3. Salt in the ingredients, but not in the instructions. So I accidentally left it out.  It’s in the oven now…! Hope it tastes ok!

  4. Looking forward to trying this recipe but the measurement of 7 Tablespoons drives me nuts!! 

    1/4 cup = 4 Tablespoons

    Soooo you need 1/4 cup plus 3 Tablespoons 
    This is more accurate AND easier in my opinion. 

  5. Love this bread. So delicious and moist!

    One thing in the recipe instructions….need to add the salt in there somewhere. I just put it in the dry ingredients, but it threw my daughter off when she was making the bread herself.

  6. Just made this yesterday, but used unsweetened vanilla almond milk, and added a bit of vanilla, plus some unflavored protein powder and ground flaxseed for extra nutrition (my husband and I are regular gym goers). We ended up taking most of it into his work, saving a loaf for ourselves, and every bit at his work got eaten. My husband wants me to make more for this weekend!

  7. Thank you Dorothy! This is one of the best recipes I’ve tried for banana bread. I doubled the recipe and had two loaves. The tops had a nice dome and rose high, with the nice crackle top. I didn’t have chocolate almond milk but plain almond milk worked out well. I let the loaves cool overnight and sliced into one this morning. The entire loaf was devoured by my family before 8 am. This recipe is going into my “go to” files for all time.

    1. LOL, it’s what we call old bananas in my house. They’re old and “tired”. If you need to make them spotty faster, put them next to an avocado or apple in a bowl. It’ll age them faster.

      1. You can actually age bananas in the oven. Put them in the oven at 300°F for about 35 mins. They ripen up really fast. 🙂